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FHA loans in Sacramento

The cash and FHA teeter-totter in Sacramento

November 1, 2012 By Ryan Lundquist 10 Comments

Cash has been a growing force in the Sacramento market, while FHA loans have been losing power. Anyone in the trenches of real estate knows this because of how difficult it is to get into contract right now, but it’s telling to see the data actually back it up. When looking at stats from this past year in particular, we see this trend: More cash deals equals less FHA loans.

FHA and cash sales in Sacramento real estate market - by Sacramento Appraisal Blog

I’ve still been doing a fair share of FHA appraisals for my lender clients, but I’ve noticed my workload has had far more conventional appraisals lately. This could be just me of course because of the type of business my lender clients are attracting, but I think it’s in part to the shifting market too.

Unemployment Rates in Sacramento County through September 2012 - by Sacramento Appraisal BlogUnemployment Rates: By the way, another trend to pay attention when sifting through real estate data is the unemployment rate. Click on the thumbnail image on the side to see the trend of unemployment in Sacramento County from January 1990 through September 2012. Feel free to use the image on your own blog or website too (please use according to my sharing policy). If you need the image split in two or resized, let me know.

Questions: Where do you see this trend going in 2013? If you are an agent, have you been accepting FHA offers lately? Why? Why not? How has it been for FHA buyers competing with cash and conventional offers lately?

If you have any questions or Sacramento home appraisal or property tax appeal needs, let’s connect by phone 916-595-3735, email, Twitter, subscribe to posts by email (or RSS) or “like” my page on Facebook

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Filed Under: Market Trends, Resources Tagged With: cash in Sacramento market, comparing cash and FHA, FHA loans, FHA loans in Sacramento, Home Appraiser, House Appraiser, Investment in Sacramento, investors in Sacramento, low inventory in Sacramento, real estate data Sacramento, Real Estate Market in Sacramento, sacramento appraisers, unemployment from 1990 to 2012, unempoyment rate Sacramento County

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First off, thank you for being here. Now let's get into the fine print. The material and information contained on this website is the copyrighted property of Ryan Lundquist and Lundquist Appraisal Company. Content on this website may not be reproduced or republished without prior written permission from Ryan Lundquist.

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