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Starcase issues and FHA loans

Is a wobbly stair railing an issue for an FHA loan?

December 19, 2011 By Ryan Lundquist 9 Comments

If you know anything about FHA loans, you’ve likely heard the phrase “health and safety”. That’s because FHA has requirements for a property to be safe and sound for occupants. I shot the video below at a recent inspection. While it may not be a “health and safety” issue if a stair railing has a tiny wobble, this rail is definitely ready to give at some point, which means it’s an obvious safety issue that needs to be addressed before the loan can close. One interesting note is that the listing agent said some of the potential buyers for this property actually backed out in light of being turned off by the wobbly staircase. So on top of being an FHA issue, it’s been somewhat of a deterrent in the market too. See a previous post if you’d like to read about the 10 most common FHA required repairs.

Any thoughts or questions?

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Filed Under: Appraisal Stuff, FHA Appraisal Articles, Resources, Videos Tagged With: appraisal service in Sacramento, appraisers in Sacramento, Certified FHA Appraiser in Sacramento, FHA and staircase, FHA health and safety issues, FHA minimum property standards for appraisal, FHA Real Estate Appraiser, Lundquist Appraisal Company, Real Estate Appraiser in Sacramento, Sacramento Real Estate Appraiser, Starcase issues and FHA loans, Wobbly Staircase

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