house built after 1978

Does chipping paint have to be cured for FHA to guarentee a loan?

November 22, 2010 By Ryan Lundquist 10 Comments

I get questions all the time from Realtors, loan officers, and prospective home owners about chipping paint. Does a defective paint surface need to be cured for FHA to guarentee a loan? Does FHA have different standards for properties built before and after 1978 (when lead-base paint was discontinued for residential use)? Watch the video below to find out.

I hope this video was helpful and served to begin to shed some light on HUD’s standard for a defective paint surface. Keep me posted if you have any questions. Feel free to email, call 916.595.3735 or comment below.

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house built after 1978

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