The Sacramento Redevelopment and Housing Agency (SHRA) has a great website containing foreclosure information and resources. In their own words:
“SHRA offers a list of resources with links to agencies that can provide counseling and additional helpful information if you are facing default or foreclosure on your mortgage loan.
If you are facing the loss of your home, attend a community meeting or workshop for education and information about avoiding foreclosure, or call a HUD-certified home ownership or credit counseling agency on our resource list for help. You may also be able to get foreclosure related legal assistance at no cost. If you are having difficulty with your mortgage payments, call your loan servicer’s hotline (pdf) for assistance.”
I hope this helps. Please pass it on to anyone you might know who could use a resource like this.