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What do appraisers look for in the attic during an FHA inspection?

February 10, 2011 By Ryan Lundquist 6 Comments

Have you ever wondered why appraisers check out the attic during an FHA inspection? Let me give you a little tour of a property in Sacramento County to help illustrate why appraisers do this. Guidelines for conventional financing do not call for an attic inspection, but FHA standards definitely do. What kind of negative property characteristics do you think could be found in an attic?  

Let me know if you have questions or insight. If you are a local real estate office in the Sacramento area, I’m happy to come and give my FHA presentation. Contact me at 916.595.3735, on my company website, or on Facebook

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Filed Under: Appraisal Stuff, FHA Appraisal Articles, Resources, Videos Tagged With: appraisers in Sacramento, attic FHA inspection, certified real estate appraiser, head and shoulders inspection, Lundquist Appraisal Company, sacramento appraisers, Sacramento FHA Real Estate Appraiser, what appraisers look for in the attic, why appraisers inspect attic

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Comments

  1. Ben Goheen says

    February 10, 2011 at 5:35 AM

    Don’t forget about fire damage. Luckily I haven’t seen any issues in an attic yet.

    I get a little nervous every time I have to go up there, since my last home (115+ years old) had bats in the attic when I bought it. I’d probably fall off the ladder if one flew at me when I was in the attic.

    Reply
    • Ryan Lundquist says

      February 10, 2011 at 3:35 PM

      Good call. Thanks for the mention on fire damage. Did you buy the bat cave or something? 🙂 I have colleagues who have found dead bodies in attics. Thankfully I have not come across that yet. I’m okay if I avoid that sort of finding.

      Reply
      • Bryan McDonald says

        February 10, 2011 at 10:28 PM

        What! I can’t image what I would do if I found a dead body in an attic. And great video Ryan!

        Reply
        • Ryan Lundquist says

          February 10, 2011 at 10:41 PM

          I hear you, Bryan. I think my response at the moment would vary greatly whether the home was currently occupied or not. Thanks for the kudos.

          Reply

Trackbacks

  1. 5 common questions about roofs and FHA loans | Sacramento Appraisal Blog says:
    December 6, 2011 at 10:20 PM

    […] the attic. FHA states the home owner is responsible for making sure the appraiser has clear access. What are appraisers looking for in the attic? Read a previous post HERE. By the way, I’m curious if you find most appraisers to be actually […]

    Reply
  2. 10 things you might not know about FHA appraisals | Sacramento Appraisal Blog | Real Estate Appraiser says:
    May 14, 2012 at 4:01 AM

    […] up that Attic: If there is an attic, the appraiser is required to do a “head and shoulders” inspection of the attic – even if the attic access has been sealed off by the home owner. When that happens, the […]

    Reply

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